Court Finds that Firefighter/Paramedic Entitled to PSEBA Benefits
In a recent case involving an interpretation of the Public Safety Employee Benefits Act (PSEBA), the Appellate Court held that a municipality should have granted PSEBA benefits to a firefighter/paramedic. Ford v. Village of Northbrook.
A firefighter/paramedic was injured while transferring a patient to the hospital after responding to a call for service. He applied for, and was granted, a line-of-duty disability pension. Subsequently, he applied for PSEBA benefits, which provide health insurance benefits to public safety employees who meet a two part test. First, the employee must have suffered a catastrophic injury in the line-of-duty and second, that injury must have occured as the result of: (1) the officer's response to fresh pursuit; (2) the officer or firefigher's response to what is reasonably believed to be an emergency; (3) an unlawful act perpetrated by another; or (4) during the investigation of a criminal act.
The municipality denied the PSEBA application, finding that although the firefighter/paramedic did meet the first part of the test (that he had suffered a catastrophic injury since he was awarded a line-of-duty disability), the municipality determined that he did not suffer his injury as the result of responding to an emergency.
The firefighter/paramedic filed an appeal of the municipality's decision with the circuit court, which found the municipality's decision to be in error and that he was entitled to PSEBA benefits.
On appeal to the Appellate Court, the Court agreed with the circuit court that the municipality should have granted PSEBA benefits to the firefighter/paramedic. The Court held that the call was assigned priority 1 by dispatch, the patient was observed to be too weak to stand, presented with pale skin, was on numerous medications, and was given oxygen, all of which could support a reasonable belief by the firefighter/paramedic that he was faced with an emergency. The Court rejected the municipality's argument that even if there had been an emergency, that no longer existed at the time of transfer of the patient, which was when the injury occurred.
In conclusion, the Court found that the firefighter/paramedic was injured as a result of his response to what he reasonably believed to be an emergency and, therefore, was entitled to PSEBA benefits.
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